Equine Insurance: Do You Feel Lucky?

Equine Insurance: Do You Feel Lucky?"You only need to insure your horse, if you couldn't afford to replace him." That was practically a mantra for one of our first equestrian trainers. Actually, this has turned out to be pretty good advice.We did carry insurance coverage on our first horses. However, as our herd grew, we opted out. It was simply too costly!Do you need insurance for your horse?